If you or a family member has questions about how to pay for long-term care or how to ensure end-of-life directives will be honored, a Certified in Long Term Care Planning (CLTC®) may help.

CLTC®, as an organization, is an impartial and independent training organization dedicated to helping more Americans plan for long-term care.

A CLTC® is a planning professional who,

• Is interested in helping their clients protect their families and understand how complex that process can be
• Is current in the complexities of long-term care, insurance, retirement, and end-of-life planning
• Can see the bigger picture as it relates to loved ones who will bear responsibility in the event of a long-term care event
• Can frame difficult conversations to help create and enact a plan that provides peace of mind
• Has competence and interest in long-term care planning